Wednesday, February 04, 2009

CREDIT CRUNCH

I have never talked about finances on this blog. However, i have to admit the credit crunch has caught up with me, apart from my usual job, i used to have 2 to 3 extra gigs going on every month. I can with a lil shame report that it is actually getting harder to get work these days. People are not spending as much as they used to and my field is the easiest to cut back on. I am not though going to cut on my savings and without extra income my budget will have to adjust a bit until things improve.
I plan on embarking on an expensive venture at the end of this year hopefully, so forgive my murderous deprivation, i hope no one gets hurt.
 
So things i am going to do;
 
  1. My hair- One of my greatest extravagance has been on my hair. I have about 3 different types of treatments, hair sprays etc. I go to the salon every week. Savings expected; No more buying of treatments until the ones i have are over, salon visits to be reduced to once per fortnight. Let's say no more hair products till the ones i have are over. I just have this funny obsessive habit of buying hair products even when the ones i have in the house are half way. Same goes for skin lotion.
  2. Less hanging out- because beer and cab fare is expensive when you have a tight budget.Now, i have to look for a new vice?
  3. Carry packed lunch always- I do carry packed lunch but not always and as such every time i eat out in town, it costs about 200/= or more not to mention that you may catch some amoebas and typhoid on the way
  4. Do calculated shopping; That is easy because hawkers are out of the streets and Ngara has too much teargas. The stuff you buy on the street only look attractive for a few days and then it goes to the big nakumatt bag in my bedroom.
  5. Sadly no trips until the crunch is over. I wanted to go everywhere, Zanzibar, Malindi, now it will have to wait. Trips are expensive when all is said and done
I am considering having one of the pets Paris Hilton talks about. I know it is blonde to quote her but nonetheless
 
 "Every woman should have four pets in her life. A mink in her closet, a jaguar in her garage, a tiger in her bed, and a jackass who pays for everything."
 
And by the way no sorrys, this is not a pity party. Just adjusting to a hard life