CREDIT CRUNCH
Wednesday, February 04, 2009

I have never talked about finances on this blog. However, i have to admit the credit crunch has caught up with me, apart from my usual job, i used to have 2 to 3 extra gigs going on every month. I can with a lil shame report that it is actually getting harder to get work these days. People are not spending as much as they used to and my field is the easiest to cut back on. I am not though going to cut on my savings and without extra income my budget will have to adjust a bit until things improve.

I plan on embarking on an expensive venture at the end of this year hopefully, so forgive my murderous deprivation, i hope no one gets hurt.

So things i am going to do;

My hair- One of my greatest extravagance has been on my hair. I have about 3 different types of treatments, hair sprays etc. I go to the salon every week. Savings expected; No more buying of treatments until the ones i have are over, salon visits to be reduced to once per fortnight. Let's say no more hair products till the ones i have are over. I just have this funny obsessive habit of buying hair products even when the ones i have in the house are half way. Same goes for skin lotion.
Less hanging out- because beer and cab fare is expensive when you have a tight budget.Now, i have to look for a new vice?
Carry packed lunch always- I do carry packed lunch but not always and as such every time i eat out in town, it costs about 200/= or more not to mention that you may catch some amoebas and typhoid on the way
Do calculated shopping; That is easy because hawkers are out of the streets and Ngara has too much teargas. The stuff you buy on the street only look attractive for a few days and then it goes to the big nakumatt bag in my bedroom.
Sadly no trips until the crunch is over. I wanted to go everywhere, Zanzibar, Malindi, now it will have to wait. Trips are expensive when all is said and done

I am considering having one of the pets Paris Hilton talks about. I know it is blonde to quote her but nonetheless

"Every woman should have four pets in her life. A mink in her closet, a jaguar in her garage, a tiger in her bed, and a jackass who pays for everything."

And by the way no sorrys, this is not a pity party. Just adjusting to a hard life

Labels: Finances

posted by Girl In the Meadow @ 1:10:00 PM,

8 Comments:

At Wednesday, February 04, 2009 9:24:00 PM, 3TOC said...: Mami, there can not be any sorrys. We are all in the same boat -one way or another. Na baado.
At Wednesday, February 04, 2009 11:02:00 PM, mwasjd said...: This post has been removed by the author.
At Wednesday, February 04, 2009 11:03:00 PM, mwasjd said...: Iza jo! It's tight everywhere! Hope you land a jackass soonest;-)
At Friday, February 06, 2009 4:26:00 PM, gishungwa said...: LOL i know a "jackass" i can send him your way seeing that i have no use for him. I am with you my shopping list is growing shorter by the day
At Friday, February 06, 2009 7:29:00 PM, bomseh said...: It is a relief that saving on hair still won't force u to use weaves, judging from a previous post.

Ati 200/= for lunch? Kwani what are you eating? Ok, I guess a lot has changed since I could buy myself lunch in Nairobi.
At Monday, February 09, 2009 1:08:00 PM, SupremeGREAM said...: Bomseh if you expect to spend less than that on lunch, you have to go to girogoni. You not alone of the tough times.
At Monday, February 09, 2009 11:03:00 PM, Rafiki said...: No no no, don't cut back on spending, it is going to make this crunch even worse. Actually, all of us should start spending more today, and tomorrow this problem will be over. Money has to circulate as fast as possible and everybody will benefit.
At Friday, February 20, 2009 2:16:00 PM, Kafai. said...: I decided to stop eating lunch and the hair has been cut!
But in all seriousness, it is getting harder to stretch that shilling.